Personal Finance

Consumer outlook improves despite job worries

As the new year begins, Americans are showing a slightly more optimistic outlook on their financial future, according to a recent survey by the...

Who could see bigger tax refunds in 2026 from Trump’s cuts

Understanding the Impact of Trump's Multitrillion-Dollar Legislation on Tax Refunds The tax landscape has undergone significant changes with the enactment of Trump's multitrillion-dollar legislation in...

Shoppers focus on return policies

Introduction to Holiday Returns After a strong holiday shopping season, many consumers are now hitting the stores again — this time to return their purchases....

What Medicaid ‘big beautiful bill’ changes mean for family caregivers

Introduction to the One Big Beautiful Bill Act The One Big Beautiful Bill Act, enacted in July, introduces new work requirements for adults aged 19...

Older workers could use 401(k) money to buy annuities: bipartisan bill

A new bipartisan bill in Congress, known as the Retirement Simplification and Clarity Act (H.R. 6324), aims to provide 401(k) investors with more access...

ACA subsidy cliff may mean huge tax bills for many: CFP

Colorado residents fill out cards and share their stories for content to send to congressional representatives regarding health-care cuts on Nov. 1, 2025, the...

What IRS changes mean for your paycheck

The IRS has released new federal income tax brackets for 2026, which could result in a slightly bigger paycheck for many workers. The inflation-based...

Estate planning helps limit costly mistakes: ‘My Mother’s Money’ author

When it comes to estate planning, many individuals often procrastinate or overlook crucial steps, leading to financial missteps and complications for their loved ones....

Student loan borrowers unaware of income-based plans, forgiveness options

Anastasiia Krivenok | Moment | Getty Images With many federal student loan borrowers struggling to repay their debt, consumer advocates and financial advisors say it's...

ETFs compete on fees. What else to consider

As investors who use exchange-traded funds know, the cost can be a tiny fraction of the assets you invest. Sometimes, ETFs from different providers...

Surprise year-end income could derail plans for 0% capital gains

As the year draws to a close, investors are considering their year-end financial planning strategies, including "tax gain harvesting," which involves selling profitable brokerage...

Student loan forgiveness, repayment application backlog under Trump

Introduction to Student Loan Forgiveness Backlog The Trump administration continues to move slowly in processing a massive backlog of applications from hundreds of thousands of...

Student loan forgiveness is taxable again: How to prepare

Student loan borrowers whose debt is canceled in 2026 or later may face a significant tax bill, as a law that shielded student loan...

What health policy experts say

Debate Over ACA Subsidies Continues Amid Fraud Concerns As lawmakers debate the extension of enhanced premium subsidies under the Affordable Care Act (ACA), Republicans have...

This RMD mistake costs investors up to $1.7 billion annually

Understanding Required Minimum Distributions (RMDs) and Avoiding IRS Penalties A key year-end deadline is approaching for many investors, and missing it could result in an...

USPS postmark delays could impact taxes, bills and deadlines

As the United States Postal Service (USPS) continues to implement operational changes to improve its financial condition and modernize its infrastructure, consumers may experience...