Personal Finance

Secure 2.0 rule allows early 401(k) withdrawals for LTC insurance

Workers may have a new way to help prepare for a largely unpredictable health-related expense during their golden years. Under a new rule now...

How much retirees may save in 2026

The first 10 drugs subject to new Medicare price negotiations will go into effect on Jan. 1, prompting substantial out-of-pocket savings for certain older...

Ray Dalio backs Trump accounts for kids alongside Dell

Introduction to Trump Accounts Billionaire hedge fund manager Ray Dalio and his wife, Barbara, have committed to seed Trump accounts, a type of investment account...

Bankruptcy success rate jumps for student loan borrowers: study

Introduction to Student Loan Bankruptcy A new study has found that the success rate for student loan borrowers who attempt to discharge their debt in...

Student debt can make it harder to rent an apartment

Introduction to Student Debt and Rental Housing Alexander Spatari | Moment | Getty Images The struggle to pay off student loans can have far-reaching consequences, including...

Health care jobs are ‘engine’ of the labor market, economist says

The health care industry has been a beacon of job growth in the US, with employers in the health care and social services sector...

Inflation pain varies by income level, other factors

Understanding the Impact of Inflation on Consumer Spending Consumers, overall, are struggling to keep up with the increased cost of living. The consumer price index...

Expiring ACA subsidies will affect these Americans most

Introduction to the Expiring ACA Subsidies The U.S. Capitol in Washington, Dec. 8, 2025. Graeme Sloan/Bloomberg via Getty Images It's a near certainty that enhanced subsidies...

Unmarried couples aren’t ‘default unit’ if one dies. Why that matters

For unmarried couples in long-term relationships, being non-spouses from a legal standpoint may be an unremarkable part of everyday life. However, in the event...

Trump officials reject over 300,000 student loan borrower IDR applications

Introduction to Student Loan Repayment Obstacles Many student loan borrowers have encountered a significant repayment obstacle: the U.S. Department of Education has denied their application...

Consumers take on more credit card debt this holiday

Holiday Shopping Debt: A Growing Concern for Americans Every year, millions of Americans, like Hillary Lanier, a 32-year-old production planner from Charlotte, North Carolina, put...

Here’s what you still have time to do

Year-End Tax Strategies to Boost Your Refund or Reduce Taxes Owed As the calendar winds down, there is still time for certain year-end tax moves...

Affordability is a buzzword right now — these charts show why

Affordability Concerns Continue to Rise People shop at a grocery store in Brooklyn on December 12, 2025 in New York City. Spencer Platt | Getty Images...

Why some workers won’t benefit from the deduction

Introduction to the "No Tax on Tips" Deduction With tax season approaching, millions of workers could soon claim the "no tax on tips" deduction, which...

Student loan borrowers at risk of wage garnishment in January

Trump Administration to Resume Wage Garnishment for Student Loan Defaulters The Trump administration has announced plans to start garnishing the wages of student loan borrowers...

What Trump accounts and Australia’s Super may mean for Social Security

New Trump accounts are set to start giving money to millions of children in mid-2026, with the goal of helping reduce wealth inequality by...